For the first two years, the Woolwich five-year tracker-to-fix mortgage home loan will track base rate before switching to a fix, but there are better similar deals out there.

Desperate homeowners are neglecting maintenance work around the house resulting in a collective bill of £1.2bn due to problems further down the line.

Last month, the average property asking price was £233,252, compared to £224,060 in January, according to figures from the Rightmove House Price Survey.

Only 66 per cent of homes are owned by those who live in them compared with a peak of 71 per cent nine years ago, new figures reveal.

The lowest ever five-year fix homeloan is on offer, but is now the time to get a new mortgage and should you take a fixed or tracker deal? Read our latest analysis

The property market freeze saw home buyers hit the lowest level in 27 years in 2011. We analyse the latest house prices and property figures.

Anyone with less than 25 per cent equity or little savings may be forced to switch from interest-only to a repayment mortgage - adding hundreds of pounds to their monthly bill.

The property market freeze saw home buyers hit the lowest level since 1974, despite record low mortgage rates on offer.

The latest survey of members by the Royal Institution of Chartered Surveyors (Rics) showed a 12 per cent balance of estate agents reported rising sales in January as the March 24 deadline for a stamp-duty ‘holiday’ approaches.

Rate rise fears will drive mortgage borrowers to 'waste £5bn', according to a pioneering 'rates insurance'. Such cover should appeal to the estimated 700,000 borrowers on Nationwide's ultra-low 2.5% rate.

From April 6, millions of workers will see changes to their state pension. It will leave higher earners worse off and could mean that men risk leaving their wives in poverty when they die.

Workers will be given better retirement provision under potential new reforms. Pensions minister Steve Webb says savers will be told 'roughly' what sort of retirement income to expect.

Experts predict the army of ‘grey workers’ will continue to surge, as those of retirement age are squeezed by a chronic lack of pension savings.

I had to exist solely on my State pension every four weeks because my Hackney Council pensions were not paid. I made it clear to pension administration firm Capita I was in dire financial straits, but both parties blamed each other.

Last April, the Government reduced the amount of money savers that can be paid into a pension scheme each year and receive full tax relief from £255,000 to £50,000. It could now be reduced further.

One in ten of those who were planning to retire this year said they have ditched the plan, with the majority blaming the fact that they simply do not have the money.

Every day, 1,500 people are forced to take a retirement income which has been lowered because of the policy called Quantitative Easing, or QE.

Three major UK industry bodies have written an open letter to the President of the European Commission, pictured, warning a 'serious mistake' would plunge the whole union into crisis.

The tax raid could cost middle class savers up to £7 billion a year and will face criticism since it is likely to deter people from saving for their retirement.

Throngs of savers may be forced to work into their early 70s simply because of two blindside blows to their pension pots.

Millions of homeowners being wooed to sign up for cheap drainage cover by Thames Water will find the policy gets ten times more expensive after the first year.

Diamond prices have risen 44% in the last five years and gold prices by 511% in the last decade - so your ring may be worth more than you think and under-insured.

Homeowners in Stoke Newington in north London are the most likely to have made a claim for theft or burglary on their home insurance policy, according to new research.

Insurers said that as many as 200,000 homeowners may struggle to find buildings insurance as soon as next year because a deal between industry and the Government that guarantees cover will run out.

Consumers are being sold insurance for things such as, kitchen appliances and electronic gadgets - but in most cases the cover can prove useless.

Thousands of people whose homes were flooded in 2007 could be left unable to get insurance unless the government and insurers agree to a new plan.

I have had to make a claim on a carpet fitters’ insurance for damage he caused within my property.

Mild temperatures may have lulled homeowners into a false sense of security, as research reveals that 40% of homes will be vulnerable to frozen pipes and boiler breakdowns.

We are worth the most at that age a study has found with the average person’s possessions are valued at £52,587, compared with £44,081 at 35.

Damage from showers and dripping pipes is costing UK homeowners more theft and damage from burglaries, according to research from insurer Legal & General.